Most banks in India offer savings and current account for their customers, based on certain conditions. There will be a specific charge for opening an account, and a quarterly average balance that should be maintained to keep the account working. Banks usually impose a service charge on all customers, those who fail to meet the QAB demands. The quarterly average balance is an importance factor that determines the eligibility of the user for insurance, credit card and bank loans. So here is a method to calculate the calculate quarterly average balance (QAB) of an account based on one example.
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How to calculate quarterly average balance for Indian banks
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